Fha Roof Certification Form

Sample roof certification fill roof certificate download blank or editable online.

Fha roof certification form. A federal housing administration loan or fha loan has very similar requirements to the va loan. Page 1 of 4 ref. Pdf filler fha roof. New roof certificate bunker hill insurance bunker hill offers a new roof credit to customers who install a new roof on their.

The condition of the roof is important as it s a major source of headaches for a home owner if there is a problem down the line. This sample roof inspection form includes the minimum data needed for underwriting to properly evaluate a property application. What is a roof certification. For starters the roof must do what it s designed to do fha and hud regulations say it must not leak or allow moisture to enter the home.

Roofing contractors or anyone who needs a roof certification form also known as roof cert or certification of roof covering form we have accepted certification of roof covering forms that hud and financial institutions will not reject. Sample roof certification certification must be on a licensed roofing contractor s letterhead or invoice and must contain the contractor s name address telephone numser license number and wordlng that the roof is certified or warranteed or guaranteed to be moisture proof for a minimum of two years xyz roofing contractors 1234 main street. Handbook 4470 1 4470 2 contractor s certificate of actual cost div. Before most lenders will write a loan for an existing home whether it is a re finance or new purchase fha and hud require that the entire roof surface be.

As with the va loan an fha loan requires that the roof on a home not be leaking. In order to pass the appraisal process the roof must also provide reasonable future utility durability and economy of maintenance according to the fha official site. While this specific form is not required any other inspection report submitted for consideration must include at least this level of detail to be acceptable. Among the most frequently asked questions that figure on most people s minds when it comes to borrowing an fha loan pertain to fha appraisals and the minimum qualifying criteria for the roof of the borrower s home.

If it has that many layers certification is likely out of reach unless the whole roof is replaced. Roof certs roofing certification form certification of roof covering form no matter what you call it this form and the roof certification process is critical to most residential real estate sales. Trade item paid in cash to be paid in cash total name of subcontractor or payee line. For this purpose the appraiser is assigned with the responsibility of evaluating the home to ensure that it meets the standards as laid down by the fha and assigns it with the.